BE CASH READY BY 1 OCTOBER-Two exciting national offers from ARCA and Banktech
From 1 October 2026, card payment surcharges will be removed across the eftpos, Mastercard, Visa and American Express networks.However, both the Reserve Bank of Australia and the ACCC have confirmed that businesses can continue to encourage alternative payment methods by offering customers a clearly disclosed cash discount.That means restaurants, cafés and retailers can:give customers convenient access to cash;choose a cash discount that works for their business;reduce reliance on card payments; andearn a share of customer ATM or cash-out transaction fees.To help businesses prepare, ARCA has partnered with Banktech to provide two exciting cash-access options.
OFFER 1: INSTALL AN ATM
Just $718+GST per month rental (as little as 14 transactions a day to cover the cost!)
Install a Banktech ATM at your venue and receive 50% of the eligible ATM fees charged to customers.
Charge $1, Your Venue earns $0.50 up to Charge $3.50, earn $1.75 per transaction.
How it works The customer withdraws cash from the ATM. Debit and eligible credit card transactions are available. The customer takes the cash to the till to pay. Your venue replenishes the ATM using cash received from sales. Your business receives 50% of the eligible customer transaction fees.
Why choose an ATM? Give customers convenient on-site access to cash. Turn surplus till cash into an income-generating service.
Earn up to $1.75 per eligible transaction where the customer fee is $3.50. Make cash payment easier without slowing down the till.
OFFER 2: INSTALL A CASH-OUT CTPOS COUNTERTOP TERMINAL
Just $50+GST per month rental The compact countertop option allows customers to access cash directly at the till while your venue receives 50% of eligible cash-out fees.
Charge $1, Your Venue earns $0.50 up to Charge $3.50, earn $1.75 per transaction.
How it works The cash-out transaction is completed at the till. The customer uses an eligible debit card—credit cards cannot be used. Your team provides the customer with cash from the till. The customer can then use that cash to pay their bill. Your business receives 50% of the eligible cash-out transaction fees.
Why choose CTPOS?A compact solution requiring minimal counter space. No separate trip to an ATM. Help turn cash held in the till into customer payments. Earn up to $1.75 per eligible transaction where the customer fee is $3.50. Rental of just $50 per month .
THEN CHOOSE YOUR CASH DISCOUNT
Once your business is equipped to accept cash conveniently, you can choose whether to offer customers a cash discount—and determine the discount level that works for your margins. For example: Pay with cash and receive 2% off your total bill.
Any cash discount must be clearly communicated before the customer orders or purchases. The full non-discounted price must remain clearly displayed and must not be less prominent than the discounted cash price.
ACT NOW—BE READY BEFORE 1 OCTOBER Installation capacity may be limited as businesses across Australia prepare for the card-surcharge changes.
Contact Banktech today and select the solution that best suits your business:
Option 1: Banktech ATM—$718 per month+GST
Option 2: Cash-Out CTPOS terminal—$50 per month+GST
Email salessupport@banktech.com.au using the subject line “Banktech ATM Offer to ARCA Members”
ARCA x Banktech
Helping Australian restaurants, cafés and retailers remain cash-ready.Offer subject to Banktech approval, availability, site suitability and final commercial terms. Customer transaction fees, fee-sharing arrangements, installation requirements, contract period, GST treatment and cash-management responsibilities should be confirmed in the Banktech customer agreement. Regulatory information is general information and is not legal advice.